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Frequently Asked Questions

  • Who is CAPS and how long have they been around?
  • We are a consumer association working with dental professionals to provide quality, personal dental care at reasonable fees. CAPS started in 1977 with 5 participating dental offices which has now grown to over 100 throughout the Twin Cities.
  • How soon can I start to save on my dental care needs?
  • Immediately, with CAPS there is no waiting period or loss of benefits due to pre-existing conditions.
  • How does CAPS Dental Plan work?
  • Members pay annual dues that qualify them for dental benefits. A membership card is issued showing identification and term of eligibility. Members receive benefits immediately with no paperwork or claims to be submitted.
  • What’s the difference between CAPS and dental insurance?
  • CAPS operates on the same idea as dental insurance…but without all the restrictions and limitations. There’s still a network of providers that you choose from for your dental procedures, but there is no claim forms, prior authorization, waiting period and no regulations on pre-existing conditions or cosmetic dentistry.
  • Why do dentists choose to belong to CAPS?
  • For a lot of the same reasons stated above. CAPS allows the patient to choose the degree of dental care they desire. Allowing the dentist to propose a treatment plan that is best suited to an individuals needs rather than one that will meet the limits and restrictions of a dental insurance plan.
  • CAPS continued success has been based on the single premise that both the member and dentist must benefit from the relationship. CAPS members must receive honest, quality dentistry by caring providers who render their services 20% to 40% below their usual and customary fees.
  • The stability of our network (dental providers average 20 years of service with CAPS) indicates dental providers also benefit. CAPS continues to build our dental network by adding new providers.
  • CAPS objective is truly to motivate and promote the use of a dentist on a regular basis through educating individuals that proper oral health care is vital to ones overall physical and mental health.