A smile is so much more ...

Minnesota Dental Insurance

The importance of dental care has been understated for years, decades and the subsequent effect has been to many of us looking at dentistry as being just cosmetic or optional.  When in fact studies have shown there is a direct correlation between ones oral health and physical health.  I would argue poor oral health can even have a very negative effect on ones' mental health.

CAPS, a consumer association, has a network of “member approved”  general dentists along with the specialty dental care of orthodontists, oral surgeons, periodontists and endodontists, who offer their dental services to our members below their usual & customary fees.  CAPS is proud of the fact that many of our network dental offices have helping members with their dental needs for 25 years or more.  With our dental network following a pre-established dental fee schedule (representing 20% to 30% savings from average published dental fees in Minnesota) members can count on saving money on all their dental care.  In addition to securing quality, more affordable dental care CAPS is also your dental advocate in helping you with any dental concerns.

Quality & affordable dental care, many convenient dental office locations, dental health education in addition to creating an overall wonderful dental experience is our goal for all of our members. Our members have always played a big role in helping us improve the dental experience and to enhance member’s participation even more CAPS now has a MEMBERS ONLY page found on our website. An open forum where questions, perceptions and ideas can be discussed in our ongoing effort to improve the dental experience.

As consumers we need to better understand dentistry as well as dentists need to better understand the consumer experience, it is CAPS goal to assist you in facilitating this process.

We would love to welcome you to our plan. Whether you choose to become a member of the CAPS Dental Plan or join a more traditional dental insurance plan available in Minnesota, you’re to be commended on your efforts to seek & retain a dentist for your personal dental needs.



"I'm very satisfied with CAPS, there is no dental insurance offered through my job, and this program is the best I have found for me and my son."

~ Ms. L.C. St Paul

Dental Fees

When comparing CAPS set dental fee schedule to the average published dental fees in the Twin Cities members savings average 20% to 30%.

Plan Cost

  • Individual ($56.00/ annual)
  • Individual + 1 ($76.00 / annual)
  • Family ($96.00 / annual)
  • Employee Dental Benefit (Contact CAPS)


Emergency Dental Care

The stress one feels is almost worst then the pain one feels when dealing with a dental emergency.  With CAPS instant enrollment and immediate savings on needed dental care we help with reducing the stress.  With “member approved” dental offices throughout the Twin Cities finding immediate dental care is convenient.

“For every $1.00 spent on preventive oral health care saves $8.00 to $50.00 on restorative and emergency procedures.”

American Dental Hygienists Association

A long healthy life begins with preventative care plus regular dental visits.
Start your membership with CAPS Dental Plan today!
Click here to Enroll!

Experience the CAPS Dental Plan Advantages:

  • A large network of Minnesota “member approved” dental providers.
  • Lower annual costs and of pocket savings when compared to fees associated with other types of dental insurance.
  • Membership includes access & savings with dental specialist including, orthodontists, oral surgeons, periodontist and endodontist.
  • Addresses immediate dental needs that traditional dental insurance may deny coverage.
  • Unlike ever increasing dental insurance premiums, renewing CAPS members never will see an increase in their annual membership dues as long as they don’t allow their benefits to lapse.
  • Oral health news, tips and perspectives helping members achieve good oral health.

CAPS Dental Plan provides individuals and families a clear no-nonsense approach to addressing their dental care needs. We are especially proud of our dental network as over 90% of current participating dental offices have been helping members for over 25 years. It would be CAPS privilege to help you in maintaining good oral health. in Andover, Apple Valley, Big Lake, Bloomington, Brooklyn Center, Brooklyn Park, Burnsville, Cambridge, Chanhassen, Chaska, Columbia Heights, Eagan, Eden Prairie, Edina, Elko/New Market, Farmington, Golden Valley, Hastings, Hopkins, Inver Grove Heights, Jordan, Lakeville, Maple Grove, Maplewood, Mendota Heights, Minneapolis, Minnetonka, New Brighton, New Hope, North Oaks, Norwood, Plymouth, Princeton, Prior Lake, Richfield, Robbinsdale, Roseville, Shakopee, Shoreview, South St. Paul, St. Louis Park, St. Micheal, St. Paul, St. Paul Park, Twin Cities, Waconia, Wayzata, Woodbury and all the Twin Cities, Minnesota through participating dentists. Contact CAPS Dental Plan for your dental insurance in Minnesota, (952) 857-1177, or fill out the enrollment form on the contact page.